lemme it
Home
Back to home

Privacy Policy

Effective Date: May 1, 2026  ·  Last Updated: March 3, 2026

1. Introduction

lemme it Ltd. ("lemme it," "we," "us," or "our") is a buy now, pay later service incorporated and operating in The Commonwealth of The Bahamas, with its principal office in Nassau, New Providence.

This Privacy Policy explains how we collect, use, store, share, and protect your personal information when you use our website, mobile application, and related services (collectively, the "Services"). By accessing or using our Services, you agree to the practices described in this policy.

2. Information We Collect

2.1 Information You Provide

When you create an account, join our waitlist, or use our Services, we may collect:

  • Account Information: Full name, email address, phone number, date of birth, and residential address.
  • Identity Verification: Government-issued identification documents, passport number, or National Insurance Board (NIB) number, as required for identity verification.
  • Financial Information: Payment method details (such as debit card numbers or bank account information) necessary to process your installment payments.
  • Communications: Any messages, feedback, or correspondence you send to us through our Services or customer support channels.

2.2 Information Collected Automatically

When you access our Services, we may automatically collect:

  • Device Information: Device type, operating system, browser type, unique device identifiers, and IP address.
  • Usage Data: Pages visited, features used, transaction history, payment schedules, and tier progression within the Services.
  • Cookies and Tracking Technologies: We use cookies, pixels, and similar technologies to enhance your experience, analyze usage patterns, and improve our Services.

3. How We Use Your Information

We use the information we collect for the following purposes:

  • Providing Services: To create and manage your account, process transactions, manage your installment payments, and determine your spending tier eligibility.
  • Identity Verification: To verify your identity, prevent fraud, and comply with applicable laws and regulations.
  • Communication: To send you payment reminders, account updates, tier progression notifications, promotional offers, and customer support responses.
  • Improvement: To analyze how our Services are used, troubleshoot issues, and develop new features and products.
  • Legal Compliance: To comply with applicable laws, regulations, legal processes, or enforceable governmental requests within The Bahamas and internationally.

4. How We Share Your Information

We do not sell your personal information. We may share your information in the following limited circumstances:

  • Service Providers: With trusted third-party companies that help us operate our Services, such as payment processors, identity verification providers, hosting services, and customer support platforms. These providers are contractually obligated to protect your data.
  • Legal Obligations: When required by law, regulation, legal process, or governmental request, or to protect the rights, property, or safety of lemme it, our users, or the public.
  • Business Transfers: In connection with a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption of data in transit and at rest, secure server infrastructure, access controls, and regular security assessments.

While we take reasonable steps to protect your information, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security of your data.

6. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you with our Services. We may also retain and use your information as necessary to comply with legal obligations, resolve disputes, enforce our agreements, and for legitimate business purposes. When your information is no longer needed, we will securely delete or anonymize it.

7. Your Rights

You have the following rights regarding your personal information:

  • Access: You may request a copy of the personal information we hold about you.
  • Correction: You may request that we correct any inaccurate or incomplete personal information.
  • Deletion: You may request the deletion of your personal information, subject to certain legal exceptions.
  • Opt-Out: You may opt out of receiving promotional communications at any time by following the unsubscribe instructions in our emails or contacting us directly.
  • Account Closure: You may close your account at any time by contacting us. Please note that outstanding payment obligations must still be fulfilled.

To exercise any of these rights, please contact us using the information provided in Section 11 below.

8. Cookies and Tracking Technologies

Our Services use cookies and similar technologies to provide, protect, and improve our Services. We use essential cookies (required for the Services to function), analytics cookies (to understand how our Services are used), and preference cookies (to remember your settings and choices).

You can manage your cookie preferences through your browser settings. Please note that disabling certain cookies may limit the functionality of our Services.

9. Third-Party Links

Our Services may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children’s Privacy

Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected personal information from a person under 18, we will take steps to delete such information promptly.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

lemme it Ltd.
Nassau, New Providence
The Commonwealth of The Bahamas
Email: privacy@lemmeit.com

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will notify you by posting the updated policy on our website and updating the "Effective Date" at the top of this document.

13. Governing Law

This Privacy Policy is governed by and construed in accordance with the laws of The Commonwealth of The Bahamas, including the Data Protection (Privacy of Personal Information) Act, 2003, and any subsequent amendments or replacements thereof. Any disputes arising from this policy shall be subject to the exclusive jurisdiction of the courts of The Bahamas.

This document is for informational purposes and does not constitute legal advice. We recommend consulting with a qualified attorney to ensure compliance with all applicable laws.

© 2026 lemme it Ltd. Nassau, Bahamas. All rights reserved. · Privacy · Terms